The Hickory Hill area in Memphis has been hit hard in recent years. The recession brought business closures and job loss, and families felt the impact in their schools, homes, and wallets. Natural disasters and the City of Memphis’ financial struggles haven’t helped, either. As a result, our lawyers have recently seen an increase in credit card debt, car repossessions, foreclosures, and other hardships among clients from the Hickory Hill neighborhood. Are you a Hickory Hill or Southeast Memphis resident considering bankruptcy? Our bankruptcy attorneys work with you to help solve your credit frustrations and accomplish your financial goals – like getting rid of debt, handling overwhelming medical bills, and keeping assets like your house or car. If you’re considering
Understanding Food Injuries Some food injuries can leave you in the hospital or even be fatal. Recent examples include cruise ship disease outbreaks, salmonella recalls, and more. If you’ve been injured by a restaurant or food service, you need a food injury lawyer with experience taking on the food industry. How Food Injuries Happen Every time a food company recalls a certain product, the FDA reports it on their website. Sometimes the recalled food carries deadly disease. Poor farming practices and bad storage in the restaurant can leave food susceptible to salmonella and listeria. The recalls also sometimes list “undeclared food products.” Undeclared food products can happen whenever a manufacturer processes the food. Machinery and workers dealing with the food may accidentally
If you have debt from medical bills Memphis bankruptcy attorney Darrell Castle can help. We help Memphis residents get out of debt, including from hospital bills. Medical Debt a National Trend “Sarah” recently visited a Memphis cardiologist for treatment. She expected to be billed for her copay, a few tests, and her brief follow-up visit to hear the results. But to her surprise, she also received a bill for $259.56 in clinic fees. They charged $129.78 for each visit, just for walking through the door. It’s part of a new national trend: large hospital chains buy up private medical practices and raise consumer health care costs. And with health care now a political issue, the market can feel very unstable and unpredictable. As a result, thousands of
While some may consider slips and falls slapstick humor, they can be very dangerous and have serious consequences to those who suffer them. Back and joint related injuries are common consequences of slips and falls that can have lasting effects on the injured person. Gait It may seem obvious, but adjusting your gait can not only help you avoid slips and falls that can cause serious trauma injury to your joints, but adjusting your gait may also help you avoid repetitive movement injuries for those joints as well. When walking a person should remember a few tips: Have your feet right underneath your body (hip width apart), arms and shoulders relaxed, in order to not cause undue stress on
Foreclosure can devastate anyone, but it brings especially difficult challenges for senior citizens. As a Memphis foreclosure attorney for seniors, I’ve helped thousands of people stop foreclosure at every stage of life. Why the Rise in Foreclosure for Seniors? Seniors citizens used to be the most financially stable group in America. But the recession changed everything: Older Americans are losing their homes because of pension cuts, rising medical costs, shrinking stock portfolios and falling property values, according to Debra Whitman, AARP’s executive vice president for policy. They are also not saving enough money. Half of households whose head is between 65 and 74 have no money in retirement accounts, according to the Federal Reserve. – The New York Times, “Facing Foreclosure
Bankruptcy scares a lot of people, but if you’re overwhelmed with debt, it can change your life. Bankruptcy has a lot to offer: it stops foreclosure and repossession, ends wage garnishment, and gets rid of debt. But maybe most importantly, it offers you real financial freedom. Here’s how bankruptcy helps, depending on your situation and which chapter you file: The Benefits of Chapter 7 Bankruptcy If you’re behind on things like credit card debt and medical bills, a Chapter 7 bankruptcy may be the best option for you. By filing for Chapter 7 bankruptcy, you can discharge those debts without making any payments towards them. It stops wage garnishment and, if you’re current on your payments, it allows you to keep
How Age Affects Disability Applications Your age can be a factor when applying for Social Security Disability. According to the SSA, age alone won’t determine your success or failure. But it does hold a lot of sway. Here’s how age affects disability applications: The SSA considers age in combination with your “residual functional capacity” (which just means the most you can do despite your physical limitations). They assume older age makes it more difficult to adjust to new types of work if you become disabled. So the SSA has special rules for people age 60 and older, since that age group is so close to retirement and may struggle more than others when trying to get new work. For anyone younger than
States usually control their own nursing home systems. But lately the federal government has taken on nursing home abuses. And while the process does help hold these homes accountable, it may not always punish them enough. Across the country, state employees oversee nursing home inspections and send their information to the federal government. The feds can then sue nursing homes that have been found guilty of abuse or neglect. The lawsuits typically demand that abusive nursing homes pay back some of their Medicaid and Medicare funding. The federal government also keeps a list of worst nursing homes. Some places have been found guilty of neglectful behavior for years. The list includes some homes consistently ranked as the lowest quality in the nation. So
In this video, one of our clients describes her experience with Darrell Castle & Associates and why she would recommend our Memphis bankruptcy team to family and friends. This is the extended version of the testimonials from one of our recent TV ads. Our bankruptcy firm takes great pride in offering great service at a great price. If you have any questions at all about how we work or what our clients think, check out our testimonials page. Talk with Our Memphis Bankruptcy Team If you’d like to speak with an attorney, please contact us today for more information. The conversation is free.
When a Car Crashes Into a Building As a Memphis car accident lawyer, I often talk about what to do when a car crashes into another car. But what if the car crashes into a building? Back in 2013, an accident in Kansas City broke my heart. Fortunately, the terrible event could have been a lot worse, according to authorities. A car barreled into the side of Christian Academy Child Care, where 40 children were present inside. A Range Rover hit a parked Cadillac so hard, it threw the entire car into the building. The scene looked incredibly gruesome, but hardworking rescuers helped make sure there were no casualties. Authorities believe the children were napping when the crash occurred. Among the 40 children