How to Prevent Debt Collection Scams from Taking Your Money When you’re behind on your bills, debt collection may be one of the most annoying problems you face. Collectors call all the time, fill your mailbox, and make you anxious. And sadly, scammers know how to take advantage of that fear and vulnerability. Here’s how to prevent debt collection scams from stealing your money. The Debt Collection Scam Problem According to the Better Business Bureau, debt collection scams are one of the #1 scams in America, and have been for years. Here’s how the most popular kind works: 1. A fake debt collector calls you. 2. They say you you’re overdue on a bill and need to pay it immediately. 3.
Nestle recently lost a workers comp case on appeal after one of their workers claimed he developed Legionnaires’ disease from cleaning vending machines for the company. Multiple expert witnesses stood up for the worker, but still Nestle took it all the way to appeals court. Nestle is one of the biggest companies in the world. It won’t destroy their bottom line to pay this claim. So then why do such big companies fight workers comp claims so hard? Why Fight Workers Comp Claims at All? Workers comp allows workers to get compensation when they’re injured on the job. It can be really easy to prove, like a truck accident for a delivery company, or it can be harder to prove,
If you’re applying for SSDI and Ticket to Work comes up, you should know what the person means. Applying for SSDI and Ticket to Work: The Basics Ticket to Work is a small program right now that could become bigger in coming years. It offers a ticket, or voucher, to people with limited disabilities to help them get work training so they can find new jobs and not have to receive SSDI benefits. This could be a great program for people who want to work but don’t have the skills to find jobs outside what they’ve always done. For example, a truck driver who injures his leg or a construction worker whose back pain makes the job impossible. Those workers
How could baby powder cause ovarian cancer? Q: I read on your website that Johnson & Johnson baby powder is dangerous, but people have been using this stuff for years! If it was so bad, I feel like we would have heard about this a long time ago. A: I felt the same way when I first heard about this issue. But sadly, it appears to be true. And it’s likely this has been happening for a really long time, even if we’re just discovering it now. Here are a few reasons we’ve seen as Memphis personal injury attorneys who are taking Johnson & Johnson baby powder cases. 1. Baby powder has talc in it. Baby powder is actually called
If you’re struggling with debt as a senior citizen, you may have specific questions or concerns. Financial help for seniors requires unique experience and support, because our income, debt, and expenses change as we get older. As a Memphis bankruptcy lawyer, I’ve helped hundreds of seniors get out of debt. Here are some of the most common issues that come up, and how we’re able to help: Bankruptcy and Retirement Seniors often come to see me after they’ve dipped into their retirement funds. But bankruptcy actually allows you to keep your retirement and pension plans intact. In most cases, the court exempts those savings. Bankruptcy won’t ever touch them. That means you can usually keep what you’ve saved through: 401ks 403bs IRAs Keoghs Profit-sharing plans And yet
Wrongful death refers to a type of civil case in which a family member asks for compensation after a loved one is killed. It covers a broad range of accidents. Here are 5 examples of when someone might file a wrongful death lawsuit: 1. Civil justice when criminal justice doesn’t come through The family of Nicole Brown famously sued OJ Simpson in a wrongful death suit and won. Civil law doesn’t require as high a burden of proof as criminal law. The family lost in criminal court, but proved their case in civil court and received compensation. Today, this type of wrongful death case might also include police brutality. Families of people who have died under police custody have successfully sued even when they
Can the Repo Man Take What’s Inside Your Car? If your car gets repossessed with your personal property still in it, what options do you have? What if the repo agent takes your laptop, or car seat, or cell phone by accident? Here’s what you need to know about car repossession and personal property: Get Your Property Out While You Can Of course, if you can, remove your property before the agent ever gets there. If you’re present during the repossession, they should let you remove your personal items. They also aren’t allowed to damage the items, so if they won’t let you near the car, you can ask them to hand the property to you. The Repossession Agent Must Return
How Healthcare Reform Could Affect Your Right to a Trial by Jury Some legislators have recently proposed caps on medical malpractice lawsuits. This means limiting the case to a certain dollar amount. Supporters say this would cut down on “frivolous” cases, which they claim keep healthcare costs high. But in my opinion, capping these lawsuits won’t help average Americans and, in fact, could really hurt them. Here are some of the problems with caps on medical malpractice lawsuits: 1. Other civil suits don’t have similar caps. If someone says something offensive about you in the press, you can sue for hundreds of millions of dollars. But if someone takes off your right leg by mistake, you can’t let the jury decide what that’s
5 Tips for Filing Bankruptcy When You’re Still Young It may feel lonely and a little upsetting to consider filing bankruptcy when you’re still young. And yet with rising education costs, a difficult job market, and skyrocketing housing markets, bankruptcy has become a common tool for young people. So I’ve put together some tips on bankruptcy for millennials who might be afraid of the process. Fortunately, if you do it right, bankruptcy can set you up for a much better financial future. In fact, you can come out of bankruptcy in better shape than when you went in. Here’s how. 5 Things I Advise Young People Considering Bankruptcy: 1. Find the right lawyer. Get an attorney you trust. Most bankruptcy attorneys offer a
What You Need to Know About SSDI Under a Trump Presidency With a new president in place, some experts in Social Security believe disability funding might change. But would those changes affect your disability application? While nothing is certain yet, recent discussion over the budget suggests a reduction in funding for Social Security Disability (SSDI). This poses the question: where and how will those cuts hit hardest? Here are three things that might affect your disability application down the road: 1. Changes in Services Due to Budget Cuts You may find the SSA takes longer to respond to you, or you might have trouble getting answers to your questions. Hiring freezes and personnel changes can save money quickly and may be one of