As a Memphis bankruptcy attorney, people come in and out of my office all the time distressed with high, sometimes dangerously-high, credit card debt. Can your wages be garnished for credit card debt? Yes. For a credit card company to garnish your wages, they must file a suit against you, arrange a hearing and give you notice to appear. Then a judgement is handed down. You then have 10 days in between the judgement being awarded to the credit card company before the creditor is permitted to take money. A judgement is simply a piece of paper signed by a judge that gives him or her permission to go after your wages. If he or she doesn’t take out the
If you fall behind on your bills, some creditors CAN and WILL threaten to take your wages. This happens with unsecured debts (debts not backed by collateral) like credit card and medical bills. When you fall behind, the creditor can go to court and file a lawsuit against you. The judge will then hand down a judgement allowing the creditor to garnish your wages. Your employer, by law, HAS to garnish your wages. If your employer refuses to, then he or she is held responsible. Need to stop wage garnishment immediately? We offer ZERO DOWN TO FILE! Call 901-327-2100 to see if you qualify. Here in Tennessee, up to 25% of your wages can be garnished. If you can’t afford to pay
If you have unpaid bills and you use social media, beware! Debt collectors have recently been found using Facebook to harass debtors and their families and friends, in potential violation of the Fair Debt Collection Practices Act. This practice has already led to at least one lawsuit, and may be stopped by future legislation. In the meantime, it shows how far debt collectors will go when unchecked. What is next, Tweets about you and your debt? Mean comments on your YouTube videos or personal blog? As a well respected bankruptcy law firm Memphis, TN counts on, we can help guide you through your financial difficulties. There are still many ways to protect yourself from creditors, even if they do try
Generally speaking, your employer cannot fire you for having a wage garnishment, unless you have more than one. I go into more detail in this video. [With our firm, you can stop wage garnishment with NO MONEY DOWN! File now and pay later through a repayment plan. Call 901-327-2100 to see if you qualify.] Video Transcript Hello, this is Darrell Castle. I’m an attorney licensed to practice law in the state of Tennessee and on this video, I’m talking about wage garnishment, specifically I’m trying to answer the question of whether or not your employer can fire you or terminate your employment here in Tennessee because you get a wage garnishment. The answer to that question, generally speaking, is “no,”
John, a constructor worker, was hurt one day on the job. After hitting his hand hard with a hammer, he headed to one of the three doctor options provided to him by his employer’s worker’s compensation insurance. The doctor gave John a sufficient disability rating to qualify him to receive worker’s compensation. John did so. Two weeks later, John was fired by his boss. While John is fictional, as well as the story, this situation can happen. In fact, new laws in Tennessee basically say that the employer can offer any excuse for firing the employee. It’s important to contact a workers’ compensation lawyer Memphis, TN places its trust in before signing any paperwork or agreement related to workers’ compensation
Get Out of Gambling Debt with Bankruptcy If you’re like a lot of people in the Memphis area, you may be wondering if your gambling debt can be discharged in a bankruptcy. Here’s what you need to know about the rules and how our firm can help. The Rules Around Including Gambling Debt in Bankruptcy Gambling debt is completely dischargeable in a bankruptcy. This includes your casino marker – or line of credit – which many people tend to think is not dischargeable. An experienced bankruptcy attorney can help you decide what kind of bankruptcy you might need. It all depends on your individual situation. We see a lot of people at our firm who have struggled with gambling debt.
Can I Get Social Security Disability Insurance for ___? At our Memphis SSDI firm, we hear from people all the time who wonder if they can get Social Security Disability Insurance (SSDI) for whatever medical problem they may have. The answer always depends on each individual situation. Here are some things to keep in mind for whether you qualify: Qualifications for SSDI SSDI is determined by how able you are to perform your work. In the past, to receive SSDI, you absolutely couldn’t work at all. Nowadays, you can make a small part-time income set by the SSA and still receive benefits. It’s important to note as well that SSDI is completely different than the disability rating you get from
By: Darrell Castle “This is what everyone who thinks about car security has worried about for 6 years. This is a reality.” That’s what Charlie Miller — a security expert — said after him and fellow hacker Chris Valasek experimented with a Jeep Cherokee. With one of their colleagues — Andy — cruising down the highway in his Jeep Cherokee at 70 mph, Miller and Valasek were able to hack into the Jeep’s Uconnect infotainment system. After hacking in, they blasted music, turned the AC up to max and….killed the transmission and brakes. (As a side note, this was a controlled experiment, therefore Andy was not harmed.) How are hackers able to do this? US Senator Richard Blumenthal has a
Do you need an attorney for a social security disability case? Watch this video find out why you do need an attorney, and then read on to learn how hearing loss can qualify you for social security disability. The Centers for Disease Control and Prevention (CDC) recently issued a report on the “Prevalence of Disability and Disability Type Among Adults,” but they did not include hearing loss in the survey they administered for this report. The Hearing Loss Association of America (HLAA) has expressed indignation at this oversight since the report will be used to evaluate the amount of public resources necessitated by each type of disability. While people with hearing loss were recognized in the Americans with Disabilities Act
Question: Can my employer fire me for reporting an on-the-job injury or filing a workers’ compensation claim? Answer: The short answer is absolutely not! It’s illegal in Tennessee (and elsewhere) for an employer to fire an employee for any work-related injury. Unfortunately, though, it still happens all the time. Our workers’ comp attorneys meet clients on a regular basis who made a workers’ comp claim and then found themselves unemployed. The betrayal of being fired for an injury at work is typically shocking, and perhaps some employees decide not to pursue it any further because of fear or frustration. Otherwise, there would be no good reason for an employer to behave in such a blatantly discriminatory way. The good news