Injured on the Job by Your Own Mistake No one tries to get injured on the job, but anyone can make a mistake. If you’ve been injured because of your own error, you have just as many medical bills and worries as any other injured employee. And as a result, you may be wondering, “Can I get workers’ comp if the injury was my fault?” What Injuries Does Workers’ Comp Cover? As a no-fault insurance program, workers’ compensation covers the injury no matter who caused it. In other words, even if your own accident or carelessness led to the injury, you still have a right to workers’ compensation. However, workers’ comp doesn’t cover bad behavior related to personal issues. If
httpv://www.youtube.com/watch?v=iLFg-azKV1I Transcript: Can I Refinance After Filing Bankruptcy? How long after bankruptcy can you refinance? Well, that’s a tough question to answer because it depends to such a large extent on the mortgage companies and the housing market, and whether or not you have any equity in your home – things of that nature. You know, there’s no particular set time. Usually a company would want you to wait a little bit before they talk to you about refinancing. But these days the housing market is tough in this country, whether you’re in bankruptcy or whether you’re not. A lot of people are being turned down for refinancing. I suspect you probably know that already, because
When you’re injured in an on-the-job accident, your resulting medical bills and missed wages are covered through workers’ compensation, which your employer provides regardless of who was at fault. But what if the fault belongs to a third party? For example, if a machine malfunctions and injures a worker, shouldn’t the manufacturers be held accountable? A truck accident lawyer Memphis, TN residents trust might ask if a delivery truck driver is hit by someone else, shouldn’t the other driver be responsible for the medical bills? The answer to all these questions is yes: you can pursue compensation from third parties when you’ve been injured on the job. In fact, in many cases third parties don’t have the same limits as workers’
In general, you can’t sue your employer for a work-related injury; however, that’s only because the workers’ compensation system is already in place to handle this type of situation. Worker’s compensation is a form of insurance your employer is required by law to carry. If you’re injured on the job, worker’s comp will pay for your medical bills and lost wages no matter who was at fault for the injury. In return, you aren’t allowed to sue your employer for the accident. There are some exceptions to this rule. For example, your employer can’t fire you for a work injury. If you’ve been wrongfully terminated for filing a workers’ comp claim or reporting an accident, a workers’ comp attorney can
When you file for bankruptcy, you most likely will have to stop using your credit cards. If you have any credit card debt, the debt will be listed in the bankruptcy. When that happens, the card is discontinued so you don’t have a choice but to stop using it. However, if you don’t have any credit card debt (which means no outstanding balance on your card at all), you are allowed to keep the card. You don’t have to tell the credit card company you’ve filed for bankruptcy; but if they find out some other way, they are allowed to discontinue that line of credit. As bankruptcy attorneys in Memphis, we see that most people considering bankruptcy do have some
There are some jobs that, by their very nature, require you to work in dangerous situations. Construction, factory work, carpentry, moving services – these always involve a lot of risk. But employers can’t put you in a risky situation just because they’re too lazy or stubborn to make the workplace safe. For example, an employer should never make you use equipment that’s faulty or needs repair. If parts are broken, they should fix the equipment before expecting you to work with it. Employers also have to fix chemical leaks or other toxic problems that might put employees at risk. They have to fix any fire hazards. They have to provide protective gear when necessary and show that they’ve ensured your
If you believe your loved one was neglected, abused, or injured in an assisted living home, you may be able to get compensation by filing a claim against the facility. Elder abuse in an assisted living facility is quite common. A lot of homes will take in residents that really need a more formal nursing home environment. These residents might be immobile or bedridden, or suffer from dementia and Alzheimer’s. They need regular medication and supervision. Assisted living facility staff members often don’t have the training or support to handle all of these needs. As a result, you have spaces that are understaffed, poorly supervised, and stressful. Even well-meaning workers can’t always keep up with the responsibilities. If you or
Can Working Part-Time Affect My Social Security Disability Claim? Are you receiving Social Security Disability Insurance (SSDI) or considering applying for it, and do you have a part-time job? You may worry this could affect your claim or lead to you being denied. In fact, a lot of people miss out on income because they don’t understand how disability benefits work. As a result, they struggle more than necessary to make ends meet. Here’s what you need to know about working part-time and Social Security Disability. The Rules on Working Part-Time and Receiving Social Security Disability You can work part-time and receive SSDI. You just have to earn below a certain amount set every year by the SSA. They call
MLGW bills could go up soon for residential customers By: Darrell Castle Memphis Light, Gas and Water has a monopoly here in Memphis – they’re the only utility service provider. This means, if they raise their rates, then you must pay them. Cargill, MLGW’s largest water customer, is closing at the beginning of next year, causing MLGW executives to propose a 35-cent per month increase to the water rate for residential customers. This is their effort to offset the financial loss of Cargill. In Memphis, a city struck with mass poverty, many people are struggling to pay their utility bills as they stand, and certainly can’t afford an increase. If this increase passes (it must be approved by Memphis City
By: Darrell Castle Lost wages from time off work is one of the many things a car accident attorney will seek compensation for on your behalf. When you’re injured in a car accident, there’s a good chance the doctor will probably demand or strongly encourage you to take some time off work to heal. And it’s in your best interest to take that time off. The time you actually take off work will of course depend on the severity of your injuries. But if the accident wasn’t your fault, then you shouldn’t be held liable for that missed pay. That’s why lost wages from time off work is one of the major determining factors in the amount of compensation a