It didn’t take long to see reports of car accidents caused by Pokémon GO, the phone game sweeping the nation and world. People are using trains, Ubers, and even drones to “catch ’em all,” so it was only a matter of time before they tried to play from behind the wheel. And of course car accidents aren’t the only risk involved. Police have reported injuries from walking onto busy highways, trespassing by accident, and falling into ditches, all while playing this addictive game. App developer Niantic does warn users to stay alert and be aware of their surroundings at all times, but clearly that may not be enough for some people. A Darrel Castle & Associates car accident lawyer Memphis, TN motorists recommend
India has passed its first national bankruptcy law, which it hopes will help speed up the process for companies overwhelmed with debt. The law has been celebrated by investors, and that’s probably because it reflects why bankruptcy is such a valuable option. If you’re struggling with debt you can’t pay, perhaps you could use some of these advantages: Bankruptcy increases payments to lenders. A lot of people don’t realize bankruptcy actually helps companies get paid. Chapter 13 bankruptcy sets up a payment plan, and Chapter 7 frees up debtors to be able to pay their debts in the future. If you are considering filing for bankruptcy, or would like to explore other options around resolving your debt, please call a leading bankruptcy law
One very common situation we see as bankruptcy attorneys is clients who have taken out a loan or early withdrawal from their 401(k) or retirement fund in an attempt to try and pay off their debts. Many of these clients view this as a last resort before considering bankruptcy, but the truth is, the last resort should come before borrowing from retirement. Borrowing against your retirement is not advised for multiple reasons. Do you feel like you’re drowning in debt? Call us today. Depleting your present retirement is not an investment in your future You’ve spent many hard-working hours to earn the money in your 401(k), taking advantage of a retirement account to do so, and these accounts
Why Was My SSDI Application Denied? If you did all the work to submit your information for a disability claim, you may be devastated to find your SSDI application denied. Know that you’re not alone. In this short video, Memphis SSDI lawyer Darrell Castle explains why so many SSDI applications are denied and how you could benefit from using an attorney for your appeal process. Get an Attorney for Your SSDI Appeal Remember, if you’ve been denied SSDI, you have 60 days to appeal. Our attorneys can help you build a strong appeal and get the benefits you need. We look at all the most common reasons SSDI gets denied and figure out what might strengthen your application. For
Help When Your Social Security Disability Claim Is Denied If your Social Security Disability claim is denied, you may be tempted to try again without any major changes. Or maybe you think you think about appealing the decision on your own. As a Memphis SSDI attorney, I’ve had clients try both options. Unfortunately, these paths usually end in disappointment. As frustrating as it might be, the SSA denies the majority of disability claims. In fact, they deny as many as 70% of claims on the first try. When this happens, you have 60 days to appeal the decision. And rather than do it alone, you need a trusted SSDI attorney by your side. Appeal Your Case With Our Memphis
By: Darrell Castle Collecting a paycheck is very important. That paycheck is how you pay your bills and buy your living necessities. But did you know the step in between collecting your paycheck and paying your bills can be just as crucial? Memphis Is a Leader Among Unbanked Cities What do you do with your paycheck? I put mine into a bank account. However, a large number of Americans don’t. Many Americans don’t use checking or savings accounts that banks provide. And many of those people live in Memphis. Memphis ranks #5 among large cities — cities with more than 100,000 households — for percentage of unbanked and underbanked people. This can mean one of two things. 1. Many people
By: Darrell Castle You might have taken a drug this morning at the center of lawsuits for alleged dangerous side effects. What prescription and over-the-counter medications are you taking? Have you researched them? Many dangerous drugs are FDA approved and on the market today. Either the FDA didn’t find the serious side effects frequent or dangerous enough to send a warning or recall. Or the recall process has just been a little slow. And you can’t really count on the drug manufacturers to do the right thing. When a pharmaceutical company is making $245 billion in revenue from a medication, do you think a couple billion dollars in lawsuits and fines is going to stop them? You may like to
By: Darrell Castle Misdiagnosis is not only a form of medical malpractice, but it’s one of the more common ones. Doctors are professionals and have spent many years in school learning the human body and how to treat it. However, doctors are also human and can make mistakes just as a professional in any other industry can. The difference is, when doctors make mistakes, the consequences tend to carry much harsher consequences on the victim. After all, they’re dealing with the human body! When you’re dealing with a serious medical problem and your doctor presents a diagnosis, it’s important to second-guess that diagnosis and think about getting a second opinion. This isn’t because you don’t trust the doctor. You’re just
The most common types of distracted driving By: Darrell Castle At any given daytime moment across America, an estimated 660,000 drivers are using their cell phones or other electronic devices while driving, according to the National Highway Traffic Safety Administration. Texting and driving is dangerous – everyone KNOWS that. If not, they’ve been hiding under a rock because there’s a new PSA or news story about it almost every day, or so it seems. But, that’s not the only common form of distracted driving. They’re some things you may be doing while driving that you may not consider dangerous, like: Eating and drinking Talking to passengers Grooming Reading, including maps Using a navigation system Watching a video Adjusting a radio,
By: Darrell Castle Consumer demand is resulting in earlier than ever Christmas and “Black Friday” sales. As I was walking through Macy’s last week to grab a hot chocolate from Starbucks, I passed through employees preparing Christmas shopping displays. Tis NOT the season yet. This was BEFORE Halloween. There were still two more months and two more big holidays before the Christmas month of December was to arrive. It left me wondering, “why so early?” And then, shortly after, I saw a headline on the news claiming that consumer demand has sparked earlier holiday sales. Now it all makes sense! Are we really at a point in which Halloween candy is on isle 3 and the newest Christmas deals are