On May 2, 2016, a pack of roaming dogs mauled a woman to death in South Dallas. A week later, The Dallas Morning News broke a story that neighbors had reported the dogs and asked police to do something as many as eleven times over three years. They called to report attacks as they happened. They called to report the dogs roaming freely outside. And they called to report attacks after the fact – all from animals living at the same address. In many cases, the owners would euthanize or turn in their dogs, only to get more. The deadly attack in May was by as many as 7 dogs in total. Have you or a loved one been bitten by a dog? We can help! When you’ve
Did you know that 70% of first-time Social Security Disability claims are denied? You’ve spent years paying into the Social Security system, and you can no longer work because of a medical condition. Having your Social Security Disability application denied can be more than frustrating: it can make it impossible to pay your bills! On top of that, the Social Security Disability appeals process can be confusing, but we’re here to help you understand the system. 1. Find a Memphis attorney right away! Because the Social Security Disability appeals process can be so complicated, it’s important to hire an attorney as soon as you receive your notice of denial. A competent attorney will be able to determine why your claim was
This time of year, many of us are making vacation plans. Whether it’s a humble roadtrip, a luxury cruise, or a simple staycation, it can be tempting to stretch your finances and spend more than you have. I’m here to tell you not to. And here are 3 reasons: 1. Your interest charges can build up. There’s a reason so many credit card companies encourage travel spending. They know many families are willing to pay anything for happy memories, even if they won’t be able to pay back the costs in time. In fact, the cost of interest for a vacation can sometimes equal or surpass the cost for the vacation itself. Despite what the advertisers say, you don’t need to spend
Bankruptcy is a financial tool that can help you get your finances back on track. Many people can be confused by the stigma of bankruptcy but we are here to help guide your decisions and help you make the best choice possible as it relates to your finances and debt management. We understand when you are swimming in debt with no end or relief in sight, there is nothing more important than having someone you can trust to lead you out of this situation. You’ve tried budgeting your income, taking on extra hours, cutting expenses, and you’re still struggling to pay all of your debts, each month. Maybe you have more credit cards than you can count, and you’re forced
Across America, everyone’s afraid to talk about money. We barely know how much debt we have, let alone our friends and neighbors. Some of us use credit cards to go to fancy dinners or get the latest gadget, not because we’re selfish or greedy, but because we fear looking poor in front of friends and family. Young people feel shame over moving back in with their parents, even though student loans are so common that it’s become a cultural norm. In reality, many recent graduates are being very wise by living with family for a time, because it allows them to save right as those loan payments come due. And every day, struggling middle class families feel some sort of shame over
By: Darrell Castle Car Repossession Your car is important. It’s how you get from point A to point B. It’s how you get to and from work. It’s how you get your kids to and from school. It’s how you transport through life.Losing this transportation could be critical. That’s why it’s important to know about car repossession and how you can stop it.Here are 5 important things you need to know. 1. You’re not alone If you’re behind on your car payments and facing a repossession, then you’re not alone. In 2013, 1.4 million cars were repossessed in the United States. Don’t feel embarrassed. This is a problem many people are going through. Life is a ride and we learn
You can stop a wage garnishment through a bankruptcy By: Darrell Castle If you fall behind on your credit card or medical bills, then you may be faced with a lawsuit judgement. A lawsuit judgement happens when you miss payments on these kinds of debts. The creditor will go down to the courthouse and receive a judgement for the amount of debt you owe. Then, that debt becomes collectible by court order through a wage garnishment. However, that wage garnishment isn’t for ONLY the debt you owe, but also includes attorney fees and more. Through that wage garnishment, your employer is required to take up to 25% of your wages out of your paycheck each time you get paid. If
By: Darrell Castle You can get rid of your tax debt through bankruptcy if it meets 4 criteria If you’re looking to file for bankruptcy to get rid of your tax debt, we’d love to talk to you. Call (901) 327-2100 today to schedule your FREE consultation. Or you can fill out the contact form to the right to have someone from our office contact YOU. Video Transcript Can you get rid of your tax debt through bankruptcy? Hi, I’m Darrell Castle and I’m an attorney licensed to practice law in the state of Tennessee and the answer to that question is yes and no..or maybe. Sometimes would probably be a better answer. It works something like this: Yes, you
Here’s a quick refresher on how the wage garnishment process works: You fall behind on unsecured debt like credit card or medical bills. Because they’re unsecured — meaning there’s no property involved — the creditor can’t repossess anything as collateral for the debt. But the creditor CAN garnish your wages. With our firm, you can stop wage garnishment with NO MONEY DOWN! File now and pay later through a repayment plan. Call 901-327-2100 to see if you qualify. After harassing you for months to pay your bill, the debt collector may just decide to give up and write the debt off. But most likely he’s going to file a lawsuit against you for that debt. Long story short, the lawsuit is heard by
By: Darrell Castle So you’re behind on your car payment and your vehicle is about to be repossessed? Well, don’t even think about hiding or concealing it. That’s a crime. The rules are a little vague though. Do you park your car in your garage normally? Well, you can still do that. But the repo man may still be able to get the car as long as he doesn’t “break the peace.” That means he can’t cut chains, break locks or damage property. But what if you hide your car in your neighbor’s garage? Or at a family member’s house? Then you’re making an effort to deceive the bank, and the court may consider that illegal. Wherever you hide it