By: Darrell Castle Do you have credit card debt you just can’t pay? US households have an average of $15,611 in credit card debt. In total, American consumers owe $882.6 billion on their cards. In other words, you’re not alone. But that probably doesn’t make you feel any better. Credit card debt can really get you down. The constant stress and worry about how you’re going to pay your bills and provide for your family can eat away at your life. You’re tired. You want a fresh start. I have good news. You CAN have a fresh start. Chapter 7 bankruptcy By filing for Chapter 7 bankruptcy, you can discharge that credit card debt without making any payments towards it!
By: Darrell Castle Video Transcript Hi, I’m Darrell Castle and I’m an attorney licensed to practice law in the state of Tennessee and bankruptcy can do a lot for your tax debt if it’s income tax — simple income tax. Not sales tax or employment tax or something like that. But if it is income tax, and you filed your return on time, and your tax is more than three years old, then it is completely dischargeable. That means if you did a Chapter 7 bankruptcy, you’ll never have to pay that tax or worry about it again. So by 3 years old, I mean this coming April 15th — April 15, 2015 (just a few more days — 2011
By: Darrell Castle When you’re struggling with debt you can’t pay, you may want to do the “quick fix” to make ends meet for the short-term. That could mean borrowing money from a friend or family member. It could mean taking out a payday loan (please don’t do this). Or it could mean neglecting other bills (or this). But when you make these quick fixes for the short-term without addressing the root financial problems putting you in this situation, you’re just going to end up back in this situation within weeks or months. What bankruptcy can do for you Bankruptcy lawyers Memphis, TN residents trust can help you make that long-term fix you need. By filing for bankruptcy, instead of
By: Darrell Castle Merriam-Webster defines a “mistake” as a “a wrong judgement.” Raise your hand if you’ve made a “wrong judgement” before. My hand is raised. Sometimes we make a simple mistake like forgetting to put the toilet seat down. That mistake doesn’t really damage anything (right, guys?). But other times, mistakes can be costly. Especially when it’s a financial mistake. Maybe you made a bad investment. Maybe you gambled and lost…bad. Maybe you bought a car out of your price range — or a house. Mistakes — both big and small — are a part of life. We can either learn from them and better ourselves. Or we can let them control us. What bankruptcy can do for your
The link between between ovarian cancer and power morcellators By: Darrell Castle The FDA is considering banning the use of morcellators after having already discouraged the use of them in April. What is a morcellator? It’s a device commonly used in gynecologic surgery such as hysterectomies. It’s used to break up tissue so that it’s tiny enough to be removed through a tiny incision. Why is it dangerous? It’s been linked to the spread of hidden cancers. When breaking up the tissue, it can aggravate those cancer cells, which has lead to some heartbreaking testimonies. “I cry every single day,” said Debra Valverde. “Who will love my children? Who will take care of my 82 year old father who was
By: Darrell Castle If Zofran caused your baby’s birth defects, you could be the voice Video Transcript Hello this is Darrell Castle and I’m an attorney listened to practice law in the state of Tennessee. And on this video today, I want to talk to you about children who are born with birth defects. Children who are born with birth defects because of Zofran. This is because their mothers – in the first trimester of their pregnancy at least if not all the way through their pregnancy – took the drug for morning sickness and nausea. She might have been prescribed this drug by her doctor or perhaps she called the drug in or the doctor’s nurse called the prescription
By: Darrell Castle When you’re injured in a car accident that wasn’t your fault, you should contact an experienced attorney ASAP. Car accidents are common in Memphis and the Mid-South area. The city is very spread out and dominated by drivers. Everyday, many cars travel many miles to and from work. With an increase in traffic and drive time, the odds of a car accident increase. And when you throw in some rain or snow, watch out! When you’re injured in a car accident, you’ll probably find yourself deep in expensive medical bills. Your car will be damaged. You’ll most likely lose wages from time off work healing. And you may also experience pain and suffering. If the accident wasn’t
Chances are if you live in Memphis or the Mid-South area you know someone who has been deeply affected by a teen driving accident. So it may come as no surprise that we have a higher teen death rate on the road than other major metro areas. A CDC report from 2009 shows some of the most current information we have on this tragic problem. In the Mid-South, approximately 40 young people age 15-24 die from motor vehicle crashes every year. That’s 22 out of every 100,000 people their age. The rate of teen death in Memphis and the surrounding area is much higher than most major metro areas. It’s more than double the rate of car-heavy cities like Los
Should you always talk to your own insurance company after a car accident? What if the accident was your fault or there are other problematic details, like the involvement of an uninsured motorist? In this video, Memphis car accident lawyer Darrell Castle discusses communication with your insurance company after a car crash. Should I always contact my own insurance company after a car accident? Yes you should always contact your insurance company after an accident. A car accident lawyer Memphis, TN victims turn to from Darrell Castle & Associates can represent you in dealing with the insurance adjuster. If the accident was your fault, they have a right to know about it so they can fix the other driver’s
In Trouble for Gambling Debt As a bankruptcy attorney Memphis TN trusts, I’ve met a lot of people in trouble with gambling debt. When you walk into a casino for the first time, you don’t always know how your brain will react to gambling. For some, the experience stays fun and entertaining. But for so many others, gambling can evolve into a cruel addiction that leaves you overwhelmed with debt. Many people can become very indebted to a casino. This may lead to some casinos chasing you down and calling you at all hours, suing for wage garnishment, and even placing liens on your home. Yes, you read that right. If you go into a casino and rack up a ton