As a TN Bankruptcy attorney, I know April 15th can be a stressful time for many. Thankfully, the IRS announced last week that it is extending this year’s tax deadline from April 15 to May 17, which gives all Americans a much welcome extra month to prepare. But just because we have the extra time doesn’t mean we should procrastinate. In fact, there are good reasons to file your taxes as soon as possible. The biggest reason is that you could have a tax refund waiting, especially since the majority of taxpayers receive a tax refund. According to IRS data, about three in four Americans receive a tax refund each year, and the average amount refunded is around $3,000. If
It’s springtime, and you may assume that better spring weather means safer driving conditions. After all, the snow and ice of winter are nowhere in sight. But unfortunately, that is not always the case. As a car accident attorney in TN for over 30 years, I know car accidents can happen at any time of year. April showers may bring May flowers, but they also bring a whole new set of risks on the road — and new precautions to follow. Here are some spring driving dangers to watch out for and how to stay safe behind the wheel this season. Top Springtime Driving Hazards Rain and floods. This time of year is notorious for a lot of rain. Wet roads
As a Memphis bankruptcy attorney, Spring is one of my favorite times of year. It’s a season for new beginnings and fresh starts. Especially after the past year we’ve all had, many people are using this time to spring clean; to clear out clutter, take inventory, and simplify their life for easier days ahead. Spring is also a great time to clear up your finances. Expenses and bills pile up just the same as household clutter, and what better way to get a fresh start than wiping your debt away. Bankruptcy can give you the fresh start you deserve. The idea of a new beginning is built right into the bankruptcy code. There are exemptions to protect your property and
As a TN Social Security Disability lawyer for over 30 years, I know how challenging it is for folks to get their initial SSDI application approved. Every year, millions of people apply, but only 30% are initially approved. If you’re in the other 70%, don’t worry. Even though a denial can be frustrating, you still have options. There are steps you can take to fight the decision and collect the benefits you are owed. Top Reasons Social Security Disability Claims Are Denied Missing Documentation The appeal process, like the application process, can be full of challenges. However, part of a successful appeal is cooperating with the Social Security Office and providing those handling your claim everything they need. This means
Many folks try to navigate the legal aftermath of a car accident on their own. This is especially true when they aren’t at fault for the crash. Unfortunately, I’ve watched this approach backfire again and again. Sometimes, even a seemingly simple accident can get complicated. If you’re in this situation, don’t worry. An experienced personal injury lawyer can help you understand what problems to anticipate, avoid liability, and ensure you receive full compensation. Why hiring a personal injury lawyer might be your best move. Choosing to hire a car accident lawyer can come with a lot of benefits. For starters, lawyers know the laws of your state and how they might affect your claim. Second, a car accident case might
Tax season can be a stressful time. But as a Memphis bankruptcy lawyer, I know that if you have tax debt, this time of year can feel particularly overwhelming. With the pandemic leaving so many Americans grappling with illness and job loss, making it hard to accomplish everyday tasks, it can seem impossible to think about paying your back taxes. I’ve met countless folks who feel completely helpless and overwhelmed by their tax debt. But I’m here to tell you that there is a way out. Bankruptcy is the simple way to get rid of tax debt. Bankruptcy is a viable path to tax debt relief. It has been a powerful solution for many families. Depending on your circumstances, you
Since the beginning of the pandemic, the number of opioid deaths in America has skyrocketed. Sadly, the rate of babies born opioid addicted is rising alongside them. This is a tragic problem, but sadly, not a new one. According to the CDC, opioid addiction in pregnant women has increased by more than four times in the last twenty years, and babies who have been born to these women suffer the consequences. Opioid Addicted Babies suffer from NAS. Babies born opioid addicted spend their first days of life in a lot of suffering as they experience severe withdrawal. This painful group of withdrawal symptoms is known as NAS, or Neonatal Abstinence Syndrome. NAS is caused by exposure to opioid drugs while
With the latest round of stimulus checks approved, many Americans will soon find themselves with an extra $1,400 on their hands. As a trusted bankruptcy lawyer, many Tennesseans have recently asked me how to best use this extra cash to help with their mounting debt. Should they use it to pay the minimum payments on their credit cards, pay down student loans, or save the check for some other use? My advice is that, if you’re experiencing unstable finances for any reason, this stimulus check may be the ideal opportunity to finally free yourself of debt permanently by using it to file for bankruptcy. How $1,400 could have life changing consequences. $1,400 might sound like a lot of money. But
As an experienced medical malpractice attorney TN trusts, I’ve seen many cases of this injury. Medical malpractice happens when a medical professional— like a doctor, pharmacist, surgeon, nurse, anesthesiologist, or hospital—fails to meet a certain standard of care. We’re all human. Much like any other type of professional, doctors make mistakes from time to time. However, the consequences of these mistakes can be much more dire given the nature of their work. In fact, more than 250,000 people die from medical mistakes every year. Sadly, it’s the third leading cause of death in this country, after heart disease and cancer. So what qualifies as medical malpractice, and could it be happening to you? Common forms of Medical Malpractice In my
If there’s one thing I’ve learned as a Memphis bankruptcy lawyer, it’s that financial struggles affect the whole family. If you’re considering filing for bankruptcy, you may worry about how to talk to your children about it. Many parents are frightened about discussing bankruptcy with their kids because they don’t want to be viewed as failures. But filing for bankruptcy is nothing to be ashamed of. If you think about it, you’re actually setting a very good example for them. Confronting your debt head-on shows your children that they — like you — have agency in dealing with challenging situations. You’re turning a setback into an empowering learning opportunity. I’m not only a Memphis bankruptcy lawyer, I’m also a father.