If you’ve been injured in an accident, you may be wondering if you really need to hire a personal injury attorney. Maybe your accident was minor and the idea of hiring an attorney seems excessive. Or maybe your accident is more major, like a car accident; but the driver at fault seems reasonable so you figure you can settle the claim on your own. Throughout my career as a personal injury attorney Memphis trusts, I’ve met many folks who try to get compensation for an accident on their own. Unfortunately, this approach usually backfires. Even a simple accident can be more complicated than it seems and attempting to receive proper compensation without the help of an attorney can range from
It’s tax season, and that means many Tennesseans are looking forward to receiving and spending their tax refund. I know most Americans rely on these annual refunds to pay for everything from past-due credit card debt to new dinner plates. But what many people don’t realize is that they can use that refund to do so much more than pay a few bills – they can use it to achieve total financial freedom. As a tax return bankruptcy lawyer Memphis trusts, I believe if you have significant debt of any kind, filing for bankruptcy is one of the best uses of your tax return. Three reasons to use your tax refund to file for bankruptcy. For many people, the concept
Filing for Bankruptcy When you file for bankruptcy, your credit cards may be canceled. Despite this, you are likely to have another card in due time. Here are some details you should know regarding your financial situation and future association with credit card companies. Why Your Credit Cards Are Being Canceled Filing for bankruptcy requires that you list every type of debt you hold. For most Americans, that includes credit cards. It is tempting to ask for an exclusion based on the importance of a particular account. For instance, you may have a card that’s specific to home office expenses, or you only make charges when paying for vital medicines. No matter the reason for your debt, your cards will
How Do You Know the Cost of a Personal Injury Lawyer? If you suffered an injury at the hands of another party, you may be able to file a personal injury claim against them. Unfortunately, many people who have a solid claim refrain from filing because they fear they can’t afford a lawyer. Before you decide against filing, here is what you need to know about how to afford a personal injury lawyer in San Francisco, CA for your case. Understanding Contingency Fees When most people think about lawyer fees, they think about hourly rates. While it is true that a criminal defense lawyer is expensive for most people, this isn’t the case when it comes to personal injury and
An injury on the job can not only put your life on hold, but also put your financial security at risk. Many people who are dependent on a constant stream of income may be at risk of losing health insurance, benefits, or their home if they are put out of work. To obtain compensation, workers’ compensation is offered to employees and is a requirement in all states. However, many companies make it difficult to get a claim approved. A workers’ compensation lawyer can help you if your claim was denied. Getting denied is more common than people think. Here are some of the most common reasons why your workers compensation claim was denied. Your Made a Mistake on your Application
As a personal injury attorney in Memphis for over 30 years, I know a motorcycle accident can be an overwhelming event. In addition to physical injuries, you might be angry, upset, and have trouble thinking clearly about the steps you need to take after the accident. But with motorcyclists involved in far more injury accidents than passenger car drivers, and warmer weather beckoning motorcycle enthusiasts back out onto the road, it’s more important than ever to know what to do if you are in an accident. Motorcycle Accidents are time-sensitive issues. If you’ve been in a motorcycle collision, the actions you need to take are time-sensitive, especially if you intend to file a lawsuit. Proving fault and cause of damage
As a bankruptcy lawyer serving TN for over 30 years, I know foreclosure is one of the scariest prospects a homeowner can face. A home is so much more than four walls and a roof; it’s where meals are shared, birthdays are celebrated, and where families create lasting memories together. I understand how even just the possibility of foreclosure can send folks into a panic. No one should have to lose their home, especially because of unavoidable financial hardship that isn’t anyone’s fault. Thankfully, foreclosure is avoidable. As a TN foreclosure lawyer I’ve helped thousands of clients keep their home with bankruptcy. Chapter 13 Bankruptcy can help you avoid foreclosure Chapter 13 bankruptcy can be a lifeline to homeowners hoping
Filing a Car Accident Claim and Insurance One of the best things you can have is car insurance, especially if you have recently been in an accident. In fact, in many states, you may realize that if you are found to be without insurance, you will get serious penalties, especially if you were recently in a car accident. In this scenario, it is especially important to contact a lawyer to see what your rights are, what kinds of penalties you may be facing, and whether it would be possible to still get compensation for the injures you have suffered from. What happens if I live in a no-fault insurance state? When it comes to insurance and car accidents, you may
Foreclosure is a legal process in which a lender attempts to recover the balance of a loan from a borrower who has stopped making payments to the lender by forcing the sale of the asset used as the collateral for the loan. Foreclosure Lawyer Explains Abusive Practices Used by Debt Collectors If you’re struggling to pay off large debts, it can be a stressful time. The burden of payback can be a constant worry and impact your daily life. Depending on the size of the debt, you may be receiving daily calls from debt collectors pressuring you to pay it back immediately. While the federal government has enacted laws to protect consumers, sadly many of them don’t know their rights.
3 Types of Damages in a Personal Injury Case The goal of a personal injury lawsuit is to compensate you for losses that you sustained because of someone else’s actions, whether intentional or negligent. “Damages” is a term that can be used alternatively to describe both the losses you sustained and the funds you receive as compensation. Three types of damages are possible in a personal injury case. 1. Punitive Damages The purpose of punitive damages is not specifically to compensate you for your losses. Rather, this is something extra that the court requires the responsible party to pay you as a punishment on top of what he or she owes you. The court may require the defendant to pay