It would be wonderful if all debts could be washed away somehow for people who are in over their heads. Bankruptcy lawyers Memphis, TN respects can tell you Chapter 7 bankruptcy is designed to help you get out of debt without having to pay it back, so that you can find financial relief and get a fresh start. It handles credit card debt and medical bills very well, and can even help if you have outstanding debt on your house or car. But it doesn’t cover every single potential debt you could have. For example, Chapter 7 bankruptcy often doesn’t cover child support alimony student loans debts from criminal acts, like fraud or intentional torts and some taxes.
Can You Get SSDI for Breast Cancer? According to the American Cancer Society, approximately 1 in 8 women in the United States will develop invasive breast cancer at some point in their lifetime. If you experience this debilitating disease, can you receive disability? If you have been diagnosed with breast cancer, and your illness is preventing you from performing your job, you may be eligible for Social Security Disability benefits. In this post, we will provide you with some basic information about the different ways that you might qualify for social security disability with breast cancer. Qualifying for Social Security Disability for Breast Cancer As with any social security disability case, in order to qualify for benefits, your illness must
We frequently see people who want to buy a car after filing for a chapter 7 bankruptcy, either for need or desire. Can they buy one? Well, after filing a chapter 7 bankruptcy, there’s a three to four month period in which the bankruptcy has to process and finalize. During this three to four month period, you cannot buy a car. However, after the bankruptcy finalizes, you are free to buy whatever you want, including a car. It’s important to remember, however, how you got into the position of filing for bankruptcy in the first place. You were overwhelmed with debt you couldn’t pay and a bankruptcy gave you the fresh start you needed to re-establish and rebuild your finances
That very difficult time in your life has come – it’s time to consider putting your mother in a nursing home. This woman gave you life and raised you into the great adult you are now. She is precious to you and you care for her so much, but time has caught up with her and she is very dependent on your assistance. However, you have started your family and don’t have the necessary time and energy to keep up with the day-to-day routine of making sure your mother gets everything she needs. You have strongly considered all your options and it seems the best fit for everyone involved is to find her a nice nursing home. Fast-forward two months
Concussions and Medical Malpractice Sports Changed Everything Many people don’t realize there’s a connection between concussions and medical malpractice, but recent sports news says there may be. The past few years have highlighted the danger of concussions for football players and other athletes. As a result, in 2013, Tennessee passed a law that determined how school and recreational sports programs must handle concussions. But this law doesn’t govern universities and colleges. Many universities have implemented concussion policies that guide team doctors and coaches, but lawsuits have still arisen against some universities over past concussions. The lawsuits allege their concussions cause serious mental issues for former players. Bernard Hicks is a former University of California football player. He claims the team’s
As a Memphis bankruptcy attorney, people come in and out of my office all the time distressed with high, sometimes dangerously-high, credit card debt. Can your wages be garnished for credit card debt? Yes. For a credit card company to garnish your wages, they must file a suit against you, arrange a hearing and give you notice to appear. Then a judgement is handed down. You then have 10 days in between the judgement being awarded to the credit card company before the creditor is permitted to take money. A judgement is simply a piece of paper signed by a judge that gives him or her permission to go after your wages. If he or she doesn’t take out the
If you fall behind on your bills, some creditors CAN and WILL threaten to take your wages. This happens with unsecured debts (debts not backed by collateral) like credit card and medical bills. When you fall behind, the creditor can go to court and file a lawsuit against you. The judge will then hand down a judgement allowing the creditor to garnish your wages. Your employer, by law, HAS to garnish your wages. If your employer refuses to, then he or she is held responsible. Need to stop wage garnishment immediately? We offer ZERO DOWN TO FILE! Call 901-327-2100 to see if you qualify. Here in Tennessee, up to 25% of your wages can be garnished. If you can’t afford to pay
If you have unpaid bills and you use social media, beware! Debt collectors have recently been found using Facebook to harass debtors and their families and friends, in potential violation of the Fair Debt Collection Practices Act. This practice has already led to at least one lawsuit, and may be stopped by future legislation. In the meantime, it shows how far debt collectors will go when unchecked. What is next, Tweets about you and your debt? Mean comments on your YouTube videos or personal blog? As a well respected bankruptcy law firm Memphis, TN counts on, we can help guide you through your financial difficulties. There are still many ways to protect yourself from creditors, even if they do try
Generally speaking, your employer cannot fire you for having a wage garnishment, unless you have more than one. I go into more detail in this video. [With our firm, you can stop wage garnishment with NO MONEY DOWN! File now and pay later through a repayment plan. Call 901-327-2100 to see if you qualify.] Video Transcript Hello, this is Darrell Castle. I’m an attorney licensed to practice law in the state of Tennessee and on this video, I’m talking about wage garnishment, specifically I’m trying to answer the question of whether or not your employer can fire you or terminate your employment here in Tennessee because you get a wage garnishment. The answer to that question, generally speaking, is “no,”
John, a constructor worker, was hurt one day on the job. After hitting his hand hard with a hammer, he headed to one of the three doctor options provided to him by his employer’s worker’s compensation insurance. The doctor gave John a sufficient disability rating to qualify him to receive worker’s compensation. John did so. Two weeks later, John was fired by his boss. While John is fictional, as well as the story, this situation can happen. In fact, new laws in Tennessee basically say that the employer can offer any excuse for firing the employee. It’s important to contact a workers’ compensation lawyer Memphis, TN places its trust in before signing any paperwork or agreement related to workers’ compensation